Consumer Loan Rates
Rates and
fees are subject to change without notice.
Auto, Motorcycle, Boat & RV Loans
|
Loan Type |
Interest Rate |
Term |
Fees |
|
New Autos
(Model year 2006 & 2007) |
6.75% |
66 months |
$125 |
|
Used Autos
(Model year 2005 & 2006) |
7.25% |
60 months |
$125 |
|
Used Auto
(Model year 2004) |
7.75% |
54 months |
$125 |
|
Used Autos
(Model year 2002 &
2003)
Low Mileage |
8.75% |
48 months |
$125 |
|
8.25% |
54 months |
$125 |
|
Used Autos
(Model year 2000 & 2001) |
10.25% |
36 months |
$125 |
|
Used Autos
(Model year 1998 & 1999) |
11.25% |
36 months |
$125 |
|
Used Autos
(Model year 1997 & Older) |
13.50% |
36 months |
$125 |
|
Motorcycle, Snowmobile,
NEW
Personal Watercraft, Scooter, &
ATV USED |
12.75% |
60 months |
$125 |
|
12.75% |
36 months |
$125 |
|
Boats
(Model Year 2004 to 2005 New Models Only) |
N/A* |
N/A* |
$125 |
*
= Not available at this time. Please call 740.743.1349 to
inquire with a lender.
Title,
UCC fees will be charged when necessary.
Personal Loans
|
Loan Type |
Interest Rate |
Fee |
|
Unsecured |
18.00% |
$125 |
Home Equity Loans*
|
Loan Type |
Interest Rate |
Term |
FEE |
|
Home Equity Loan
90% Loan to Value |
|
6.49 |
5 Year |
$0 |
|
6.99 |
10 Year |
$0 |
|
7.49 |
15 Year |
$0 |
*Current promotion ends 4/30/2007.
Home Equity Lines of Credit*
|
Loan Type |
Interest Rate |
Term |
LTV |
Annual Fee |
|
Home Equity Line of Credit: Silver Line * |
Prime - .50 |
5 Years |
up to 80% |
$50/year |
|
Home Equity Line of Credit: Platinum Line *** |
Prime + 2.00 |
5 Years |
up to 90% |
$50/year |
|
Home Equity Line of Credit: Gold Line ** |
Prime + 1.25 |
5 Years |
up to 90% |
$50/year |
*Monthly
Payment will be 1% of outstanding balance plus accrued interest
** Prime
is based on the Wall Street Journal prime rate as published in
the Wall Street Journal.
*** Fixed
Rate for the 5 Year Term |
